The world may be an intimidating place. It will probably generally really feel like the remainder of the world is uncontrolled, and there’s no strategy to defend ourselves from getting caught up within the tumultuous present. Plus, turning on the information lately to tales of inflation doesn’t assist anxiousness. However we’re watch lovers, proper?
In my expertise, watch collectors are typically logical, rational, and can go the additional mile to do their homework. And within the small-scale world of collectible watches, there’s no higher bulwark in opposition to the chaos outdoors than high quality insurance coverage – when life will get in the best way of you having fun with your watches, HODINKEE Insurance coverage’s simple claims course of makes it easy so that you can get again on observe. Nobody enjoys shedding, or damaging a watch – or being stolen from – which is why our digital-first product eliminates paperwork and streamlines the claims expertise.
Nicely, what if you’re diving in Bonaire together with your Tudor Pelagos FXD and it in some way falls into the deep blue? Or what occurs should you unintentionally drop your Cartier Tank on the subway platform (ouch!), or – pray inform – misplace your Speedmaster whereas on trip? In all these cases, a helpful articles insurance coverage could present protection; you’ll seemingly be glad you thought forward and bought it, within the occasion of a loss. HODINKEE Insurance coverage, underwritten by Chubb, supplies worldwide protection in opposition to most forms of loss to insured watches with no deductible, and submitting a declare with Chubb is – as one among our shoppers not too long ago advised me – “clean and straightforward.”
Submitting a declare is painless, however there are two issues try to be prepared to supply when reporting your declare:
- You’ll need to file a police report and share a replica with the claims adjuster if a theft or a housebreaking is the reason for loss. If the watch disappeared or went lacking – whether or not you already know what occurred to it or not – be ready to cooperate carefully with the claims adjuster to reply all attainable questions to allow them to set up possession and the timeline of the loss. Be ready to supply any value determinations, invoices, or documentation on the watch in all cases.
- In case your watch is unintentionally broken, your claims adjuster will advise you on subsequent steps. As soon as a settlement is reached, Chubb will make each effort to subject fee inside 48 hours. You possibly can then work with the watchmaker or jeweler of your option to have your watch repaired.
Go forward – put on your watch. We’ve obtained your again.
Submitting a declare with Chubb is seamless; you possibly can report your declare 24 hours a day, 7 days every week, whether or not by cellphone or on-line. Chubb will make each effort to contact you inside six hours of the time the declare is reported.
Whereas insurance coverage isn’t an alternative to your common normal of care, it may be a security web in a worst-case or catastrophe situation. Bear in mind, you’re a logical and rational particular person, so that you already know the very best factor you are able to do: Stroll, don’t run, and join HODINKEE Insurance coverage.
And you probably have any questions, please don’t hesitate to contact the HODINKEE Insurance coverage Group at insurance coverage@hodinkee.com.
